Commercial Lines

There are many challenges facing today's business and industry and the Commercial Property and Casualty Department of Hart, McConahy & Martz, Inc. has the staff and the products to help meet these difficult challenges.  Whether your needs are large or small we are ready, our agency can provide the coverages that will protect your business through the new millennium. Property, commercial auto, business owners, general liability, contract bonds, umbrellas, employee practices liability, workers compensation, inland marine and more, we are here to help you.

Employee Benefits and Life/Health Department

Our Employee Benefits service staff is committed to assisting our clients in any administrative issue, (billing, enrollment, changes, etc.) as well as resolving any claim problems. We ensure that all employees have a thorough understanding of their benefits, usually through employee meetings. We act as your representative when negotiating renewals with current carriers and conduct a search and evaluation of proposals from competing carriers. In addition to health care coverage we handle supplemental coverages such as Dental, Vision, 401K Life, disability, Section 125 plans, and voluntary benefits. We can assist your legal representatives with Business Buy/Sell agreements and Personal Estate Planning or conduct a personal family needs analysis.

Personal Lines

Whether it's a new home, car or recreational vehicle, we are dedicated to turning complex personal insurance coverages into peace of mind. Our staff includes four customer service representatives (CSR) that specialize in the personal lines of insurance. Each CSR works closely with the sales agent to group your personal insurance into a complete package that will maximize your coverage and reduce your overall costs. We have the ability and competitive companies to shop the insurance market for you.